The spatial distribution efficiency of fast electronic payment outlets in Jamila and Al-Khadhra neighborhoods
DOI:
https://doi.org/10.31973/wyd1wy10Keywords:
Electronic Payment Gateways, Jamila District, Al Khadraa District, Financial Inclusion, Digital Financial ServicesAbstract
The aim of this study is to evaluate the spatial distribution efficiency of fast electronic payment outlets in the neighborhoods of Jamila and Al-Khudra, and to propose solutions to enhance user experience. With the expansion of electronic payments, it is essential to ensure a fair and easily accessible distribution of payment outlets in these neighborhoods. The results revealed a similarity in the level and percentage of the presence of the outlet type within these neighborhoods. Jamila neighborhood and Al-Khudra neighborhood showed a resemblance in the offices that contain outlets for providing electronic payment services, ranking first. The study recommends the necessity of opening and increasing the number of outlets inside the shops in Jamila and Al-Khudra neighborhoods, especially in areas where there is no presence of any outlets or areas where the outlets are far from some of the residents of the residential neighborhood where the outlet is located."
Downloads
References
البدوي، احمد، محمد الشريعي (1997)، أنماط التوزيع المكاني للقوى والخدمات التعليمية (دراسة تطبيقية على منطقة الحسينية، معهد البحوث والدراسات العربية.
الحيالي، يونس غازي رجب (2024)، دور جودت الخدمات الالكترونية في دعم الأداء المصرفي دراسة استطلاعية لآراء عينة من العاملين في مصرف بغداد الأهلي، مجلة دراسات محاسبية ومالية، مجلد عدد خاص بوقائع مؤتمر المعهد العالي للدراسات المحاسبية والمالية، جامعة بغداد، وقائع مؤتمر الدولي الثالث والوطني الخامس.
السعدي، ربيعة عطا الله (2024)، التحول الرقمي لتسويق العمليات المصرفية واثره على جودت الخدمات المصرفية المقدمة في ضل بيئة تنافسية (دراسة تطبيقية في عينة من المصارف في العراق)، مجلة دراسات محاسبية ومالية، مجلد عدد خاص بوقائع مؤتمر المعهد العالي للدراسات المحاسبية والمالية جامعة بغداد، العدد وقائع المؤتمر الدولي الثالث والوطني الخامس
سعد، ابراهيم بن (٢٠٢١)، التجارة الالكترونية: استراتيجيات التسويق والاعمال، جامعة الملك سعود، الطبعة الاولى.
Siti Zabedah Saidin, Aidi Ahmi (2015), Adoption of e-payment Mohammed AuWal Kabir, International Conference on E- Commerce at Kuching.
القيسي، عبد الأمير (2020)، الوظيفة التجارية في شارع ابو طيارة في بلدية الدورة، مجلة كلية التربية للبنات، جامعة بغداد.
حسن، عاطف حمزة (1992)، تخطيط المدن أسلوب ومراحل، دار الكتب الفطرية، الدوحة.
عبدالله، سيناء عدنان، وفاء حسين سيد حسين (2017)، التوزيع الجغرافي لصناعات، المصوغات الذهبية بغداد واقليمها الوظيفي، مجلة الاستاذ، ملحق العدد 222، المجلد الاول.
Downloads
Published
Issue
Section
License
Copyright (c) 2026 مريم محمد صبري، أ.م.د سيناء عدنان عبدالله
This work is licensed under a Creative Commons Attribution 4.0 International License.
Copyright and Licensing:
For all articles published in Al-Adab journal, copyright is retained by the authors. Articles are licensed under an open access Creative Commons CC BY 4.0 license, meaning that anyone may download and read the paper for free. In addition, the article may be reused and quoted provided that the original published version is cited. These conditions allow for maximum use and exposure of the work.
Reproducing Published Material from other Publishers: It is absolutely essential that authors obtain permission to reproduce any published material (figures, schemes, tables or any extract of a text) which does not fall into the public domain, or for which they do not hold the copyright. Permission should be requested by the authors from the copyrightholder (usually the Publisher, please refer to the imprint of the individual publications to identify the copyrightholder).
Permission is required for: Your own works published by other Publishers and for which you did not retain copyright.
Substantial extracts from anyones' works or a series of works.
Use of Tables, Graphs, Charts, Schemes and Artworks if they are unaltered or slightly modified.
Photographs for which you do not hold copyright.
Permission is not required for: Reconstruction of your own table with data already published elsewhere. Please notice that in this case you must cite the source of the data in the form of either "Data from..." or "Adapted from...".
Reasonably short quotes are considered fair use and therefore do not require permission.
Graphs, Charts, Schemes and Artworks that are completely redrawn by the authors and significantly changed beyond recognition do not require permission.
Obtaining Permission
In order to avoid unnecessary delays in the publication process, you should start obtaining permissions as early as possible. If in any doubt about the copyright, apply for permission. Al-Adab Journal cannot publish material from other publications without permission.
The copyright holder may give you instructions on the form of acknowledgement to be followed; otherwise follow the style: "Reproduced with permission from [author], [book/journal title]; published by [publisher], [year].' at the end of the caption of the Table, Figure or Scheme.
How to Cite
